Payroll Cards

Offer direct deposit to all your employees—even those without bank accounts!

Payroll cards are ideal for businesses that have a significant number of employees who may not have personal bank accounts.

How do Payroll Cards work?

  • On payday, each employee’s net pay is automatically deposited to his or her personalized, re-loadable Payroll Card.
  • The Payroll Card lets the employee access funds 24 hours a day at more than 900,000 ATMs and at any merchant that accepts Debit MasterCard.
  • The Payroll Card is not a credit card; each time the card is used, the purchase amount is deducted immediately from the available balance.

The benefits of Payroll Cards?

It lets your company:

Reduce payroll expenses.
Reduce the time and expense of printing, processing and distributing checks.

Attract employees.
Your employees no longer need to carry large amounts of cash, risk having a paycheck lost or stolen, or worry with the check-cashing hassles and fees.

It gives your employees:

Increased protection.
Payroll Card funds are FDIC insured, and cardholders are not liable for fraudulent purchases made with a lost or stolen card.

Assured privacy.
Employers do not have access to employee card transactions.


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