Secure a Residential Lot Loan in the Texas Hill Country

Lot Loan Hill Country, TX

What are your options if you’ve found the perfect lot for your dream home, but just aren’t ready to build? Don’t risk losing out on location and secure a Lot Loan from a Broadway Bank location in the Hill Country.

Lot Loans from Broadway Bank

  • Enjoy competitively priced rates with flexible terms
  • Benefit from repayment options that fit your budget
  • Apply 24 hours a day, 7 days a week - Online

Apply TODAY for a Lot Loan in the Hill Country

Simply click here to get started with your Lot Loan application. If you have any questions or would like additional information, contact Customer Service at 800.531.7650 or visit a Hill Country location of Broadway Bank.

Click here to apply

Residential Lot Loans
Loan Type $50,000 - $250,000
APR as low as1
$15,000 - $49,999
APR as low as1
Up to a 15 year amortization /
5 year balloon
5.39% 6.45%
5 Year 5.22% 6.46%

Rates reflect a .25% discount for automatic payments from a Broadway Bank account.
Military rate discount of .25% available2.
For Assumptions and Examples, click here

Assumptions and examples:

1 The bank offers loans to purchase unimproved residential lots with up to 80% financing available to qualified borrowers.

APR is the Annual Percentage Rate. Rates quoted assume excellent borrower credit history. We will set your APR based on your individual circumstances, including your credit history, loan amount, and our internal credit criteria.

A representative example of payment terms are as follows:
A loan of $50,000 with a 15 year amortization and a 5 yr balloon payment, a 80% loan to value (ltv) and an APR of 5.39% would have 59 monthly payments of $402.11 and a final payment of $37,870.63. A 5 year loan of $15,000 with a 80% loan to value (ltv) and an APR of 6.46% would have 60 monthly payments of $288.33. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Rates and terms are subject to change without notice. Other terms available. Minimum loan amount is $15,000.

2 Military rate discounts are for military customers and are available on fixed rate consumer loan accounts. Not available on consumer lines of credit, HELOC, mortgage or construction loans or any business loans. A military customer is any Retired or Active Duty service member, Reserve/National Guard Member, Veteran, ROTC or Academy Cadet, or dependent (immediate family member), and Department of Defense Civilian and Contract Personnel.