¹ Loans subject to credit approval. Closing costs paid up to $200 on Home Equity Lines of $100,000 or less. Does not include appraisal, title insurance and survey costs if required. Minimum $10,000 new money when refinancing Broadway Bank Home Equity Loan or Line. Line of credit rates are variable and are calculated by adding a margin to the Wall Street Journal Prime rate as published in the Wall Street Journal. As of 7/01/2010 the Wall Street Journal Prime Rate was 3.25%. APR range is 3.99%-11.74%. Maximum APR is 18%. All loans and lines of credit are subject to credit approval, verification, and collateral evaluation. Rates and terms are subject to change without notice. Property insurance will be required including flood insurance where applicable. Other conditions apply. Standard closing costs of $175-$200 are paid by the bank and include a title search, credit report, flood certification and filing fees. Other closing costs can range from approximately $250 (on lines up to $100,000) to $4,000 (on lines over $100,000 up to $250,000). ² Consult your tax advisor regarding deductibility of interest.